The main difference between http:// and https:// is all about keeping you secure. HTTP stands for Hyper Text Transfer Protocol. The S (big surprise) stands for “secure”. If you visit a website or a webpage and look at the address in the web browser, it is likely to begin with the following; http:// This means that the website is talking to your browser using the regular unsecured language. In simple terms, it is possible for someone to “monitor” or “eavesdrop” on your computer’s conversation with the website. If you fill out a form or give out any personal information on the website, someone might be able to see the information you send to that site. This is why you should NEVER enter your credit or debit card number in a http:// website. But if the web address begins with https:// that means your computer is talking to the website in a secure code that no one can monitor.
If a website ever asks you to enter your credit or debit card information, you should automatically look to see if the web address begins with https://. If it doesn’t, you should NEVER enter any sensitive information such as a credit or debit card number. Also, while checking the name of any website, first look for the domain extension( .com, .org, .co.ke, .ac.ke ). The name just before this is the domain name of the website, for example, https://www.selinsolutions.co.ke . Another example, is http://www.selinsolutions.christmas-deals.co.ke . The first thing you notice on the second example is that the website is not secured. Secondly, the word before .co.ke is christmas-deals and not selinsolutions, meaning the webpage on the second example does not belong to selinsolutions.co.ke but belongs to christmas-deals.co.ke . You can similarly use the same procedure to check for e-banking frauds.